Blog

Planeación Fiscal para Personas Físicas
15
January

Planeación Fiscal para Personas Físicas

Por desinformación muchos contribuyentes son renuentes a conocer a qué régimen fiscal pertenecen, situación que les puede representar un duro golpe a sus finanzas personales.

 

Para entender a qué régimen pertenecen es necesario sumergirse en los derechos y obligaciones de las personas físicas o morales. La persona física es aquella capaz de contraer obligaciones y ejercer sus derecho ante el Sistema de Administración Tributaria (SAT). La declaración anual se debe efectuar por personas físicas con ingresos por honorarios, si eres asalariado y ganas más de 400 mil pesos anuales o si tuviste dos patrones en un mismo año.

Para las personas físicas existen cinco tipos de regímenes fiscales:

  • Asalariados
  • Servicios Profesionales (Honorarios)
  • Arrendamiento de inmuebles
  • Actividades empresariales
  • Incorporación Fiscal

 Recuerda que es importante estar incorporado a estos regímenes con el objetivo de evitar problemas con el SAT y trastornos en sus finanzas personales y en tu planeación fiscal.

Cada uno de estos regímenes están activos en el SAT, por lo que necesariamente debes identificar a cuál perteneces y cumplas con las obligaciones al momento de inscribirte en cualquiera de ellos.

Como obligaciones generales, todos los regímenes deben estar inscritos en el Registro Federal de Contribuyentes (RFC)y mantener actualizada su información.

En Contadores y Abogados, compartimos contigo las obligaciones que deben cumplir cada uno de estos regímenes ante el SAT.

Asalariados: Personas que perciben salarios y demás prestaciones, procedente de un trabajo personal subordinado o a disposición de un empleador.

  • Declaración Anual

 Servicios Profesionales (Honorarios): Personas que obtengan ingresos por prestar servicios profesionales de manera independiente a empresas, dependencias de gobierno o personas físicas en general.

  • Expedir facturas que incluyan el sello digital del SAT, con el fin de que puedan deducir y acreditar fiscalmente.
  • Si sus ingresos son mayores a dos millones de pesos, deberán llevar su contabilidad en sistemas electrónicos. De no ser así, deberán registras ingresos, gastos e inversiones.
  • Hacer retenciones del Impuesto Sobre la Renta en pago de sueldos o salarios a trabajadores.
  • Entregar constancia de las percepciones que pagaron y de las retenciones que hicieron a sus empleado, a más tardar en el mes de Febrero de cada año.

 Arrendamiento de inmuebles: Personas que obtienen ingresos por otorgar en renta o alquiles bienes inmuebles.

  • Expedir facturas que incluyan el sello digital del SAT, y que sean válidos para deducir y acreditar fácilmente.
  • Declaraciones mensuales, anuales e informativas.
  • Hacer retenciones de ISR a sus trabajadores y entregarlas al SAT cada mes y en las fecha que declare sus impuestos.
  • Deberá entregar en efectivo las cantidades que resulten a favor por concepto de subsidio al empleo.
  • Entregar a los trabajadores la constancia anual de retenciones y percepciones, cuando la soliciten.
  • Presentar declaración informativa de las personas a las cuales se les hizo pago de sueldo y pagos por subsidio al empleo.
  • Presentar mensualmente la información de las operaciones con sus proveedores mediante el programa Declaración Informativa de Operaciones con Terceros (DIOT).

 Actividades Empresariales: Personas que realicen actividades comerciales, industriales, de autotransporte, agrícolas, ganaderas, de pesca o silvícolas. Para tributar en este régimen, el SAT no establece un límite de ingresos.

  • Expedir facturas que incluyan el sello digital del SAT
  • Al no generar ingresos superiores a dos millones de pesos, se podrá solamente registras los ingresos, gastos e inversiones. De lo contrario, tendrá que llevar su contabilidad en un sistema electrónico que tenga la capacidad de generar archivos en formato XML.

 Incorporación Fiscal: Personas físicas con actividades empresariales, que vendad bienes o presten servicios para lo que no se requiera un título profesional para efectuarlos.

Podrán ser contribuyente de este régimen siempre y cuando, no supere los dos millones de pesos al año.

  • Para expedir facturas electrónicas es necesario tramitar un certificado de sellos digitales, una vez realizado el trámite se podrá contratar a un proveedor de facturas electrónicas.
  • Se deberán registrar los ingresos, gastos e inversiones, realizándolo desde el portal del SAT:
  • La declaración de ingresos, gastos y proveedores se hará de forma bimestral.
  • Deberá entregar nota de venta a los clientes, cuando no requieran factura.

 Conocer a qué tipo de régimen fiscal perteneces es importante, ya que evitarás problemas a futuro.

comments

  • HenryFak
    HenryFak
    Monday, 28 November 2022 16:25

    markowitz efficient frontier [url=https://firstneed.ru]https://firstneed.ru[/url] pre paid android

  • cicfjaemVed
    cicfjaemVed
    Monday, 28 November 2022 11:54

    For the first time I became interested in sex toys at the age of 19-20. After graduation, I worked a little and got the opportunity to pamper myself. Moreover, there was no relationship then, and sex too ... Around the same time, there was the first visit to the sex shop - a very exciting event! I decided more than a month, and until the last https://self-lover.store/smazki-dlya-masturbatorov/1241/ I doubted, but the desire to experience something "special" still overpowered. I remember I was very excited at the mere thought that I would have to walk and look, tell the sellers what you want to buy, and how they would look at you after that ... After a month of doubts, I still came. Half an hour looking for the entrance to the sex shop. I walked around the building 10 times, but there was no sign of the entrance. Just a residential building with a few shops - no signs, no signs, nothing at all. And the entrance was inside one of the usual shops. Well camouflaged. Later, a sign was also found - small, modest and completely inconspicuous.
    The sex shop had a nice atmosphere, dim lights and no one but 2 male salespeople. The room was divided into several thematic parts. The first had only sex toys https://self-lover.store/intimnaya-kosmetika/ , the second was all for role-playing, and the third was erotic lingerie. Walked and looked. Not to say that he was very shy, but he still experienced a certain tension.
    https://self-lover.store/podarochnye-nabory/1239/
    For the first time I took a few toys:
    1. A simple vagina (masturbator). It was unpleasant to use without a condom (albeit with lubrication) due to the hard internal relief. If with a condom, then everything is fine. But the orgasm came too fast, so it wasn't very interesting. In general, it felt no different from the usual strong hand grip on the cock.
    2. Small anal vibrator. In principle, he became a favorite toy during masturbation, he always finished with him very hard. During orgasm, he slipped out of the ass, so you had to hold him or not use lubricant. Then I noticed that if, after ejaculation, you insert it into yourself again, then a second erection occurs much faster. By the way, it was after meeting with the vibrator that I realized what the secret of the prostate is, and that it stands out from its stimulation.
    3. Small butt plug. I liked to put it on the edge of the table and sit down ass. At first, just sit and get high, move a little - the erection was iron, lubricant was constantly emitted from the penis. But still, it didn’t work https://self-lover.store/lubrikanty/ out from sex toys (without penis stimulation).
    Then there were new toys:
    4. Tried a full dildo first (no vibration). https://self-lover.store/vaginalnye-shariki/1196/ I was attracted to it by its appearance - beautiful, delicate material, pleasant to touch, but it turned out to be too large (4 cm thick). After several uses, I realized that the experiments with large toys are over.
    5. Then came a small anal dildo on a suction cup - thin, curved, hard, with a relief head. I've had a lot of fun with him. I attached it on the table, and on the wall in the bathroom, and in the position of a rider in bed ... Most of all I liked to sit on it and sway at a slow pace for 20-30 minutes (without touching the penis). I liked it more than the orgasm itself.
    6. There were also several prostate massagers. Moreover, both very inexpensive and top ... Advertising, as always, lied - not a single such massager can replace a living finger. There is something to compare with in this regard ... It's nice, of course, and there weren’t any massagers, but it didn’t work out from them (without penis stimulation). But from the female finger finished.
    7. There were anal beads and chains. Also amusing toys, but completely useless. Compared to vibrators, it's somehow completely uninteresting.
    8. Realistic vagina (masturbator) also turned out https://self-lover.store/dlya-nee/ to be a complete marketing bullshit. And it doesn't even look like real sex. Don't get fooled!
    After 2-3 years of experiments, I realized that I was wasting my money. Not that I really regret it, after all, this is a certain sexual experience, but I realized one thing - in my relationship, these things are clearly superfluous. In sex, I like to caress, touch, hug, talk... And all these toys https://self-lover.store/stimuliruushchie-sredstva-i-prolongatory/1300/ simply distract and interfere. You're shifting responsibility from your hands and dick to a piece of plastic. So uninteresting...
    When there was no sex for more than a year, there was no desire to take up toys again. More interested in relaxing and erotic massage. Not all sorts of salons, but personal acquaintances. It is much more pleasant to spend time with a living person than with a piece of plastic. Then for some time there was an opportunity to practice erotic massage. After that, I realized that sex toys are something so primitive compared to what you can do with your https://self-lover.store/zbudzhuiuchi-i-stymuliuiuchi-mastyla/ own hands, that this is really what is called "the industry is fed." But "experience is the son of difficult mistakes", and apparently it was necessary to go through this in order to understand. Not a penny of the sex industry! A living person is everything. Plastic is nothing.

Leave a comment